Voluntary Benefits

FLEXIBLE SPENDING (SECTION 125)

A Flexible Benefits Plan through Chard Snyder will:

• Boost your take-home pay
• Lower your medical costs
• Cut your income taxes
• Reduce your day care costs

It works like an expense account. You automatically set aside part of your salary (before taxes) to pay for qualified medical, dental and vision expenses or dependent care. You save money because you don’t pay taxes on the money you set aside. And you can use it to pay for day care, medical and prescription drug costs that aren’t covered by insurance, as well as over-the-counter medicines and drugs you buy every day. It’s a great perk from your employer and it’ll save you money.
 

Effective January 1, 2020, the IRS maximum elections are currently set to be $2,750 for Medical FSAs and $5,000 for Dependent Care FSAs.

Files:

• VU FSA ENROLLMENT FORM 
• CHARD SNYDER ENROLL BROCHURE 
• CHARD SNYDER DEPENDENT CARE BROCHURE 
• SUMMARY PLAN DESCRIPTION
• CLAIM REIMBURSEMENT REQUEST FORM

TOBACCO CESSATION PROGRAM

One of the greatest strides we can take as an employer towards overall health and wellness is to promote and assist with tobacco product cessation.  More than 40,000 scientific studies have linked smoking and the usage of other types of tobacco products with adverse health effects. Cigarette smoking is the leading cause of preventable death in the United States and produces substantial health-related economic costs to society.

All employees covered under a Vincennes University health care plan must certify annually whether you and/or your spouse (if covered under VU’s plan) use tobacco products or are tobacco-free by completing the online Tobacco Affidavit under the Employee tab of the VU-x web portal. Tobacco includes any form of tobacco products that are smoked (e.g. cigarettes, cigars, pipes), applied to the gums (dipping and chewing tobacco), and/or inhaled as snuff. Tobacco users on the Vincennes University health care plan will pay a $35 biweekly surcharge.

Plan members that currently use tobacco products will be given the opportunity to receive tobacco cessation assistance. The VU group health plan will cover 100 percent of the cost of tobacco cessation prescription drugs. Coverage is limited to a 180-day supply per covered individual per year.  Covered prescription drugs include Chantix, Zyban (bupropion), and Nicotrol.

If you are not tobacco free, we hope you will take advantage of this opportunity to begin living a tobacco free lifestyle, and save on future group medical insurance premiums. To enroll, please contact Chris Gardner in Human Resources.

Files:

• Tobacco User Surcharge

DENTAL (HRI)

The University offers Dental Insurance through HRI. 

Eligibility
Full-Time employees can obtain coverage for yourself, spouse and children.  This election can only be added or removed during an open enrollment period.

Cost
If you elect Dental coverage the premiums will be paid through a payroll deduction.  The employee is responsible for 100% off the premiums for this benefit.

Files:

• HRI ENROLLMENT FORM
• HRI DOCTOR DIRECTORY 
• HRI PLAN INFORMATION
• HRI ORTHODONTIC BENEFIT RIDER
• VOLUNTARY ENROLLMENT FORM

WHOLE LIFE

The University offers Whole Life Insurance through Boston Mutual. 

Eligibility
Full-Time employees can obtain coverage for yourself, spouse and children. This election can only be added or removed during an open enrollment period.

Cost
If you elect Whole Life insurance the premiums will be paid through a payroll deduction.  The employee is responsible for 100% off the premiums for this benefit.

Files:

• BOSTON MUTUAL BROCHURE
• BOSTON MUTUAL APPLICATION